clearing-house(n.)
此外, clearinghouse 于1805年诞生,起源于 clearing 和 house(名词)。起初,这个机构由伦敦的银行家们建立,以解决彼此的支票和票据问题; 后来这个词推广到了类似的机构。
CLEARING, is a method adopted by city bankers, for exchanging the drafts on each others houses, and settling the differences.—Thus at a stated hour in the afternoon, a clerk from each attends at the Clearing House, where he brings all the drafts on the other bankers, which have been paid into his house during the course of the day; and, having debited their different accounts with the articles which he has against them, he deposits them in their proper drawers, (a drawer being here allotted to each banker:) he then credits their accounts respectively, with the articles which they have against him, as found in his drawer. Balances are then struck on all the accounts, and the differences are transferred from one to another, until they are so wound up, that each clerk has only to settle with two or three others, which is done in cash, or Bank of England notes. [P. Kelly, "The Elements of Book-Keeping," London, 1805]
清算,是城市银行家所采用的一种方法,用以交换彼此名下房屋的票据并结算差额。在每天下午规定的时间,每家银行的一位职员前往 Clearing House,携带当日收到的其他银行的票据,根据清单将每个账户标记相应的应收或应付项,然后将它们放入各自的抽屉里(每个银行家有自己的抽屉):然后他将各自的账户记上相应的付款或收款,记在其抽屉中找到对应的条目。最后,在各家银行之间核算结算,将差额相互转移,直到它们被合理处理,每位职员只需要与其他两三名职员结算,而这可以通过现金或英格兰银行券来完成。 [P.Kelly,“记账要素”,伦敦,1805年]
该词起源时间:1805年